Money saving tips: 3 small changes you can make

Money saving tips: 3 small changes you can make

Money makes the world go round, right?

That’s why its so difficult when you don’t have any.

Unfortunately, our generation is stuck in a horrible position. It’s kind of like deciding between having a life or one day being able to afford a house.

Ok I know that’s pretty dramatic, but essentially that’s the choice a lot of us are having to make.

House prices are unbelievably high and for a lot of people in their twenties, finding the money for a deposit alone is near impossible.

So you either scrimp and save for your entire twenties in hopes you’ll be better off in your thirties, or you fully enjoy yourself and think you know what, i’ll deal with the rest later.

I’m often stuck between the two, but at the moment I have to admit i’m really trying to save.

I want to be able to afford mini city breaks, lunch dates, and the odd ASOS order here and there, but as a lot of you probably understand that can all seriously rack up.

Along with unexpected bills, normal bills, and well, life, spending can rack up scarily quickly.

Oh man, I really do feel unbelievably boring right now writing about all this, but it’s such a big thing in my life at the moment I felt it was important to share. Plus i’m sure a lot of others can relate, so bear with me!

I absolute adore our flat. You’ve probably seen on Instagram or occasionally on my blog, its a perfect little two bedroom flat I share with my boyfriend. It’s ideally located for both of us to get to work, and it’s just exactly what we need right now.

Since moving out into Cambridge we have had to make some changes in terms of spending. Our flat is reasonably priced for Cambridge, but if you compare it to other parts of the country it’s extortionate.

I thought it might be useful to share some of the changes we’ve made to stop spending rack up

1. Batch Cook Meals

Saving money on food can be a real challenge, especially if you’re anything like me. I love to cook and I love to eat, and both of these things can prove expensive.

If I had it my way i’d eat out a few nights a week and cook lavish feasts the rest but unfortunately, the budget does not quite allow.

Recently, we’ve been cooking bigger batches of food at the beginning of the week and reheating it throughout. It’s certainly not my ideal way of doing things but we’ve come up with some pretty tasty options so it stays delicious.

If you’re looking for some batch cooking inspiration i’ve got a couple of recipes which have worked amazingly for lunches. If you’re into Sweet Potato click here, and if you’re into avocado (potentially every single blogger reading this) click here.

We’ve been bulk cooking for lunches and evening meals, and it’s been going really well. We both work full time so actually coming home and not having to cook much is often quite nice. I’ve found the meals that work best for batch cooking are bolognese, lasagne, and veg tray roasts.

Batch cooking will save you a lot of money and time, so I highly recommend it.

2. Map Out Your Money

One thing that often catches me out is unexpected plans.

There’s really no way you can avoid spending a little money throughout the month on general plans unless you want to turn into a complete hermit. I’m not quite ready for that…just yet.

What I find really helpful is mapping out my spending at the beginning of the month.

As soon as payday hits, get your calendar out and work out exactly where your expenses will be. Adding up all bills and possible expenses means you can leave a little extra for spontaneous plans. Because what’s life without a little spontaneity!

Having a guesstimate of how much you’re likely to spend over the month gives you a good idea of how much you’ve got spare. If you find it hard to to resist spending, take out your cash at the beginning of the week.

Once it’s gone, it’s gone!

3. Never think “it’s only £3”

It may be a very very ancient saying but honestly, look after the pennies and the pounds will look after themselves.

One thing I learnt at uni is that every little counts.

Let’s say you buy your lunch each day at a cost of £3, and it’s only £3, right? That adds up to £15 a week. In a month you’ve spent £60 on lunches and before you know it the year’s gone by and you’ve essentially spent £720 on soggy sandwiches.

The same goes with the odd coffee here and there, or the extra Asos sale order you make because it’s only a tenner.

Every single thing you spend adds up, and if you make small sacrifices here and there you should really start to notice a difference.

Despite making the conscious effort to do all of these things, I’m still always left longing for pay day but I just kinda think, aren’t we all!?

Money saving tips pinterest graphic

It’s all about finding ways to enjoy the small things without big costs, so if I find anymore winning ways i’ll be sure to let you know.

Do you have any money saving tips?

Esther xo

 

Follow:

4 Comments

  1. September 8, 2018 / 8:02 am

    This is such a good post for our generation.
    It’s so hard to save but if you put a small amount each time you can it racks up!
    Keep going lovely ♥

    Luke |Luke Heywood Style

    • estherruthwyse
      Author
      September 8, 2018 / 3:50 pm

      It’s so difficult! But you’re right – every little helps! Thank you so much Luke! xxx

  2. Jenna
    September 8, 2018 / 5:00 pm

    Great post – these are all really smart tips 🙂 I am a big fan of saving as much money as possible, so this post was a nice read!
    -Jenna <3
    Follow me back? The Chic Cupcake

    • estherruthwyse
      Author
      September 9, 2018 / 8:12 am

      Thank you so much for the lovely comment – I am the same, all about saving money where I can! Have a great day!

Leave a Reply